Apply in 5 minutes
Tell us who you are, what you sell, your current processor, and how quickly you need to move.
6.5% locked all-in rate. No hidden fees. 48 Hour Underwriting Response.
We specialize in peptide payment processing, and that focus makes us faster and better at getting merchants approved. PeptideApprove currently processes over $200M in monthly merchant volume, approvals returned within 48 hours of a complete application. No LegitScript Required. Light KYC. Begin accepting card payments within 72 hours after submitting all docs.
Lock In Rate Now
- No volume-based rate ladder
- No inflated starter tier
- No LegitScript required for compliant RUO retailers
- Crypto payout option available at +1%
- Final terms confirmed in the merchant agreement
- Peptide processing specialists for RUO, GLP-1 adjacent, clinic, and ecommerce merchants
- $200M+ in monthly merchant volume currently supported
- Approvals available in as little as 48 hours with complete information
- Begin accepting card payments within 72 hours after submitting all docs
- No LegitScript required for RUO retailers
- 98%+ card approval rate
- 6.5% all-in card processing
- Standard T+1 settlement
Built for
RUO peptide brands
GLP-1 adjacent operators
Peptide ecommerce
Clear pricing
No rate ladder. No mystery markup. Just 6.5% all-in.
Competitors often quote teaser rates, volume tiers, rolling reserves, gateway fees, or "starting at" pricing. PeptideApprove leads with the number merchants actually care about: card processing at 6.5% all-in, regardless of volume. We know peptide processing because it is the category we focus on every day.
Simple approval path
From application to approval without a compliance scavenger hunt.
Our peptide specialization keeps the review simple. If your merchant profile qualifies, final onboarding uses the core KYC/KYB items requested by the sponsor-bank process, and eligible merchants can be approved within 48 hours.
We review peptide eligibility
We check product category, website posture, expected volume, and risk flags before the bank package is assembled.
Submit core items upfront
Legal entity, EIN, principal name, principal DOB, a recent business bank statement, and a merchant services monthly statement are collected in the application.
Start processing
Approved merchants receive processing setup, settlement options, and payout configuration.
What you can offer customers
More than card acceptance. A full payout and routing stack.
Reliable credit card processing
Built for research-only peptide businesses that need stable card acceptance without being treated like a generic ecommerce store.
No LegitScript required for RUO
Compliant research-use-only retailers can apply without LegitScript. Clinical, telehealth, or patient-care models are reviewed under a separate compliance path.
Payout flexibility
Standard settlement runs on a T+1 schedule, with Push to Card and Real-Time Payments available for accelerated merchant payouts.
Peptide processing expertise
We specialize in peptide merchants, so our review process is built around the products, claims, compliance details, and bank questions that matter in this category.
98%+ card approval rate
Our peptide-specific review helps qualified merchants avoid mismatched underwriting and unnecessary decline paths.
Embedded checkout, no redirects
Keep customers on your checkout flow with embedded payment options instead of sending them through a distracting external redirect.
Crypto, ACH, and wire payout options
Add payout flexibility beyond standard card settlement, including crypto payout options, ACH, and wire support where approved.
Card issuance
Issue customized physical or virtual debit cards directly in the customer or merchant name where program rules allow.
Reserve optimization
Qualified merchants may be eligible for reserve structures that better match their volume, chargeback history, and compliance profile.
Stable long-term processing
We plan processing with stability in mind so growing peptide merchants are not dependent on fragile, short-term approval paths.
Why merchants choose us
Built to beat the confusing processor experience.
PeptideApprove
- 6.5% all-in card processing
- $200M+ monthly volume currently supported
- 48-hour underwriting response available for eligible merchants
- Fast sponsor-bank review instead of broker shopping
- Full application upfront with the core underwriting items
- T+1, RTP, Push to Card payout options
- Crypto payouts and card issuance available
- Embedded checkout with no customer redirect
- ACH and wire payout options where approved
- Reserve optimization for qualified merchants
- No LegitScript required for compliant RUO retailers
Typical competitors
- 6.5% to 9.5% rate ladders for smaller merchants
- Long underwriting loops with unclear bank appetite
- Confusing LegitScript requirements by business model
- Settlement and reserve terms hidden until late
- Limited payout flexibility beyond standard ACH
Ready for a decision?