What merchants should expect
High-risk programs often differ from ordinary retail quotes. Teaser rates, monthly fees, and reserves may show up late at other providers. On this site the public position is narrower: the number that binds the merchant is the one in the agreement, after review.
A walkthrough of that position is on how pricing is confirmed.
Reserves
A rolling reserve, when a program uses one, holds part of sales and releases it later. PeptideApprove does not publish a reserve percentage and does not force every RUO retailer into one structure. Qualified merchants may be eligible for a structure that matches their history. Zero reserve is not promised.
Estimate a current bill
The payment processing cost calculator uses monthly volume, average ticket, the percentage you enter, per-transaction fees, monthly fees, and a reserve percent. An optional second rate is also whatever you type.