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Payment processing cost calculator

This calculator estimates what a merchant pays from the volume, ticket size, percentage, per-transaction fee, monthly fees, and reserve percent you type. An optional second percentage compares two rates you supply. It does not contain a PeptideApprove rate. Estimates only. Actual pricing, reserves, funding, and approval depend on underwriting and program terms.

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How the math works

  • Transaction count is monthly volume divided by average ticket. If the ticket is zero, per-transaction fees are treated as zero.
  • Percentage cost is monthly volume times the percentage rate.
  • Monthly cost adds percentage cost, per-transaction cost, and monthly fees.
  • Annual cost is monthly cost times 12.
  • Reserve hold is monthly volume times the reserve percent. It is an estimate of funds held, not a fee.
  • The optional comparison uses the same fees and the second percentage you enter.

Estimates only. Actual pricing, reserves, funding, and approval depend on underwriting and program terms.

Questions

Pricing

What does peptide payment processing cost with PeptideApprove?

PeptideApprove does not publish a card rate. Pricing, fees, and reserves are confirmed in writing after underwriting and partner approval.

Any rate a merchant sees inside the application flow is part of that application, not a public price list. The cost calculator on this site estimates a bill from numbers you type in. It is not a PeptideApprove quote.

Can I estimate processing cost before I apply?

Yes. The payment-processing cost calculator estimates monthly cost, annual cost, and a reserve hold from the volume, ticket, rate, per-transaction fee, monthly fees, and reserve percent you enter.

You can also enter a second rate for comparison. That second rate is yours. The calculator does not insert a PeptideApprove price. Estimates are not an offer.

Reserves

What is a rolling reserve?

A rolling reserve is a portion of card sales the acquirer holds for a period and then releases on a schedule if disputes stay within the program's terms.

The held amount and the number of days are contract terms. This site does not publish a single reserve percentage for PeptideApprove merchants. The glossary describes a 180-day reserve as an industry concept, not as this program's default.

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