Application

Documents required for a peptide merchant account

The application collects the legal entity, EIN, registered address, website, owner identity and home address, government ID, a proof of address less than three months old, formation documents, and the settlement bank account in the legal entity’s name. Do not upload card numbers or bank passwords.

Last reviewed 2026-10-05.

Documents on the application

Upload the government ID (front, and the back of a license or identity card), a proof of address less than three months old, articles or a certificate of formation, the IRS EIN letter, and a bank statement for the settlement account. The account holder name has to match the legal entity. Sole proprietors enter the last four digits of a Social Security number instead of an EIN.

Apply on the merchant portal.

Questions

Application process

What information is usually required to apply?

The application asks for the legal entity, EIN, registered address, website, owner identity and home address, government ID, a proof of address less than three months old, formation documents, and the settlement bank account in the legal entity’s name.

A bank statement for that account is required. A driver’s license or identity card needs the front and the back. Sole proprietors provide the last four digits of a Social Security number instead of an EIN. Do not upload card numbers, bank login credentials, or a full Social Security number. After the file is accepted, the processing agreement is emailed to the owner.

How does merchant onboarding work?

You create an account at https://app.peptideapprove.com/, then complete the application in the dashboard at https://dashboard.peptideapprove.com/. PeptideApprove reviews eligibility before a partner underwrites the file.

The application collects the legal entity, the owner, and the settlement account. Pricing, reserves, and settlement are confirmed in the merchant agreement if the account is approved.

Underwriting

How should a peptide merchant prepare for underwriting?

Use a legal entity that matches the bank statement, describe products consistently with the sales channel, and submit the documents the application lists without card numbers or online-banking passwords.

Have the EIN, principal details, and a recent statement ready before you start. If a prior processor closed the account, keep that correspondence. It is part of the story a reviewer will ask about.

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